When most people want to buy a house, the first place they go for a mortgage is their bank. Banks might offer a low mortgage rate but rarely will they give the best mortgage rate, even to their best clients. That’s why smart homebuyers, who want to save thousands of dollars over the life of […]
We’ve all heard news reports quoting studies published by various institutes commonly called “think tanks.” While think tanks encourage a more informed public debate, it’s no secret they also promote their own social or economic agenda. Which is why, in order to be truly informed, it pays to consider the source. The Pembina Institute, for […]
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If a friend asked to borrow money, would you lend to them? If they’d borrowed money in the past and repaid it, you probably would because they had a history of repayment. What if someone else you know and respect vouched for this friend and assured you that they would repay? Mortgage lenders face the […]
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