Purchase

Meet a Lending Experts mortgage consultant todiscuss your short and long-term financial goals.

Gatherallinformation and documentsrequired to qualify for yourhome purchase mortgage.

The lender reviews your application information andpre-qualifies you for the requested financing.

Now that you know your budget and have conditional lending, it’s time to start hunting for real estate.

Once your purchase is finalized, the lender will remove all final conditions and provide the requested financing, completing the transaction.

Renewal

Contact a Lending Experts mortgage broker three to six months before your current mortgage is due to renew. This enables youradvisor to secure you the best rate possible.

Gather all information and documents required to qualify for your mortgage.

Once the best-fit lender and product are chosen,your mortgage specialist submits your application and all necessary documentation to the lender of choice.

The lender is now ready to transmit the requested funds to the lawyer or notary of your choice.

Refinance

Meet a Lending Experts mortgage broker to determine whether refinancing is the right option for you.

Your mortgage advisorwill help you create a detailed report outlining the costs and benefits of financing.

Gather all information and documents required to qualify for your mortgage.

Once the best-fit lender and product are chosen, your mortgage consultant submits your application and all necessary documentation to the lender of choice.

The lender is now ready to transmit the requested funds to the lawyer or notary of your choice.

Debt Consolidation

Debt consolidation is taking out one personal loan to pay off multiple personal creditors. This strategy can be an excellent way of paying down debt more quickly, lowering monthly interest payments and simplifying monthly payments.

Your mortgage consultant will help define your needs and expectations so that you can decide whether or not debt consolidation is right for you.

Before going through with debt consolidation your mortgage advisor will provide you with several options to calculate whether or not consolidation is the right option for you.

Gather all information and documents required to qualify for your mortgage.

Once the best-fit lender and product are chosen, your mortgage consultant submits your application and all necessary documentation and to the lender of choice.

The lender is now ready to transmit the requested funds to the lawyer or notary of your choice.