1 Year Fixed

2 Year Fixed

3 Year Fixed

4 Year Fixed

5 Year Fixed

Variable (5 Year)

Prime Rate

2.75%

2.49%

2.79%

2.99%

3.09%

2.75%
Prime-0.25%

3.00%

Mortgage in Vancouver Mortgaging property was never so easy... I thank you for your support and expert guidance in lending my property for the best possible rate.

Michael

Overview

Customized Mortgage Solutions Best Rate Policy - When it comes to mortgage solutions each plan is as individual as you, the borrower. Many factors must be considered when choosing your mortgage. Fixed or variable rate, amortization period, term length, pre-payment rights, portability, and assumability all need to be discussed to ensure you get the mortgage that fits both your short-term and long-term goals.

Bank rates are determined by the posted rates and value relationships. Depending on how much money you already have invested with the bank, and the potential for future business, the bank discounts their posted rated. Not everyone is guaranteed a discount; you often have to haggle with the bank to get the best rate available.

There is also a lot more to consider when selecting a mortgage product. How your mortgage fits into your overall financial plan also needs to be factored into the final choice.

With our Best Rate Policy, we guarantee we will find you both the lowest possible rate for your chosen mortgage term, and the best fit product for your unique circumstances. Because of our relationship with many different lenders and our expertise in personal finance, we are able to compare mortgage terms and rates and recommend the one that is specifically suited to your circumstances.

First Time Home Buyers

When purchasing your first home there are several things you must consider before you start looking at real estate including:

Self-Employed Individuals

Securing a mortgage if you are self-employed is not as difficult as you might think, but every lending institution has different requirements and lending guidelines.

New Immigrants

If you are a newly landed immigrant you can still qualify for a mortgage. In most cases lenders will require a larger down payment—25 to 35 per cent—than they would from an established Canadian citizen...

Real Estate Investors

Read about our customized solutions for real estate investors who wish to invest in the booming real estate industry and need to indulge in quality property investment

Bank Rejections

It’s a terrible feeling—you have your heart set on purchasing a new home, but your bank has rejected your mortgage application. Despite advertising low mortgage rates, lenders—the big banks in particular—