1 Year Fixed

2 Year Fixed

3 Year Fixed

4 Year Fixed

5 Year Fixed

Variable (5 Year)

Prime Rate

2.54%

2.49%

2.59%

2.69%

2.79%

2.55%
Prime-0.45%

3.00%

Mortgage in Vancouver Alex and Lev was very patient in helping me decide which mortgage was right for me. I really appreciate all your time, and I learned so much.

Julia C., Vancouver

Overview

When it comes to mortgages, you need the right fit.Fixed or variable rate, amortization period, term length, and pre-payment rights- mortgage solutions need to be customized to complement your shortand long-term goals.

With Our Best Rate Policy, we guarantee you the lowest possible rate for your chosen mortgage term, as well as the best-fit product for your unique circumstance.

First Time Home Buyers

Purchasing a home is likely the most money you will ever spend at one time.Your mortgage broker should be an integral member of your team oftrusted advisors as you make this major financial decision.

Self-Employed Individuals

Securing a mortgage as a self-employed individual is not as difficult as you may think. Each lending institution has their own set of requirements and lending guidelines; we can help you interpret all the “business-for-self” programs offered, and guide you toward the best choice for your unique situation.

New Immigrants

If you are a newly landed immigrant you can still qualify for a mortgage. In most cases lenders will require a larger down payment (25- 35%) than they would from an established Canadian citizen.

Real Estate Investors

There are two types of repeat buyers: those who upgrade (or downgrade) their principal residence, and those who purchase real estate in order to build and preserve their wealth.

Bank Rejections

Mortgage rejection can happen to anyone. Despite advertising low mortgage rates, lenders reject mortgage applications for a number of reasons, primarily due to poor credit history. If you are newly self-employed, have a short employment history, or have less than optimal credit, chances are you will have difficulty dealing with the banks.