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Category Archives: Blogs

Bankruptcy vs. Credit Counselling – Which is the Better Option?

Posted on by breezemaxweb

Debt disrupts more than your lifestyle. It affects your health, your relationships, and your future financial growth. The last thing you want is to deal with is a bankruptcy when your debt gets out of hand. This is a difficult situation to deal with.    There are three reasons that can lead to bankruptcy in […]

Mortgage application declined? What to do next?

Posted on by breezemaxweb

It is natural to feel lost if your loan application is declined by the banks. However, it may make you feel better to know that you are not alone and many people find their mortgage applications rejected at various stages of their mortgage process. Does a rejected application mean that you will never be able […]

Tips for couples to buy their first home

Posted on by breezemaxweb

It can be quite daunting to buy your first home especially when you always hear how volatile real estate can be. Buying a new home is a huge commitment, and once you decide to buy a particular house, you can not detract from the decision without financial repercussions. Amidst rising home prices, taxes and skyrocketing […]

All you need to know about debt consolidation

Posted on by breezemaxweb

Handling debt can be quite a traumatizing and anxious experience. Many times, banks refuse to grant a consolidation loan, which can be quite scary. It may be helpful to know that even though a bank turned down your consolidation loan, there are still several options which may be useful to you for finding the right […]

Things to know about taking out a second mortgage

Posted on by breezemaxweb

Many people today inquire about taking out a second mortgage than they did in the past. It can help consolidate debt, be used to invest in property or a business, fund renovations, clear liens, etc. There are endless reasons to use a second mortgage because it is an equity loan. That means that the institution […]

Do’s and Don’ts of Buying Your First Home

Posted on by breezemaxweb

If you are planning to buy your first home in Canada, we understand how overwhelming it can be. In most cases, it involves putting your entire life savings on the biggest purchase of your life. Stress is natural but not necessary. Just follow these tips from experts you have been in the business for many […]

How to Get a Mortgage With Bad Credit

Posted on by breezemaxweb

Many Canadians face credit issues when life’s hurdles get in the way; whether it is a job loss, an illness, or a lack of credit. It can take a while to get back on the right track, which can mean having to delay buying a home. Waiting may not work for everyone, and there are […]

How do you know that you’re getting a good house?

Posted on by breezemaxweb

It can feel both exciting and daunting buying a home for the first time. You can’t wait to move into your dream home, but you also want to make sure you are getting it for the best deal. There are several factors you should consider when examining a house: The Neighborhood – Consider how long your commute […]

Single and want to buy your first home?

Posted on by breezemaxweb

Marriage trends and personal milestones have changed dramatically in the past fifty years. While most people use to buy their first home with their spouse after marriage, many people are now going it alone and buying their first home or condo on their own. If you have the financial security to buy your first property, […]

Can You Break Your 5-year Fixed Rate Mortgage?

Posted on by breezemaxweb

Mortgage interest rates in British Columbia, and all across Canada, have been relatively stable since 2010, hovering around 5% on average for a five-year fixed-rate mortgage. The reality is that this stability can change at any time. Between 1979 and 1981, for instance, the mortgage interest rate jumped by 10% before quickly falling back down […]


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